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  • Borrower selection in Credit Operations

    Borrower selection A bank usually has procedural guidelines indicating list and sequence of several activities associated with its credit operations. The procedural guideline is prepared in the light of Credit...
  • Credit Appraisal and Assessment

    Credit Appraisal Credit appraisal process is an essential part for investment decision and project selection. Credit appraisal may be defined as a detailed evaluation of the credit proposal to determine...
  • UPAS (USANCE PAID AT SIGHT) LC

      UPAS (Usance Paid At Sight) LC The best way to understand the process is to follow it from beginning to end. The applicant and the supplier or exporter agree...
  • Supplier Credit

    Supplier Credit With a supplier credit, the exporter offers the buyer its goods including financing. It sells its claim under the supplier’s credit to its bank to raise liquidity. The...
  • Buyers Credit in TD Banking and Chase Banking

    Buyers Credit is a short period credit accessible to an buyer/purchaser from abroad loan providing institution or banks, for example, banks and other money related foundation for consignment or products...
  • Working Capital

    Working Capital (WC) in Business Assessment of Working Capital Requirement Any business entity requires two types of capital -‘fixed/permanent capital” for  purpose of acquisition of fixed assets and other long term...
  • Depreciation and Amortization

     As we realize that the devaluation is bookkeeping’s approach to record wear and tear on an organization’s property, plant, and hardware (PP&E). Despite the fact that it’s a cost on...
  • Net Income

    Net Income is a useful financial management term for an individual or a family and also the same as the profit of a business, or earnings. It is taken specifically from...