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Core Risks in Banking In recognition of the importance of an effective risk management system the five core risks that […]

Loan Recovery There is a separate Recovery Unit (RU) in each bank. This unit should directly manage accounts with continuous

Loan Risk Grading The Credit Risk Grading (CRG) is a collective definition based on the pre-specified scale and reflects the

Loan Proposal Preparation and Approval The quality of a loan proposal is a key factor in achieving the results for

Borrower selection A bank usually has procedural guidelines indicating list and sequence of several activities associated with its credit operations.

Environmental Risk Management Environmental Risk Management is for assessing environmental risks and not intended to squeeze investment; rather it is

Credit Appraisal Credit appraisal process is an essential part for investment decision and project selection. Credit appraisal may be defined

  UPAS (Usance Paid At Sight) LC The best way to understand the process is to follow it from beginning

Supplier Credit With a supplier credit, the exporter offers the buyer its goods including financing. It sells its claim under